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Amid the din, BJP corporator Dilip Patel, reaching for a hand-held mic for louder effect, demanded that the BMC cut water supply to the airport's. May 14, Mumbai india tour ride special meeting with cm shivaraj singh sir Mumbai airport. Jun 7, Rajesh Patel, who also owned 50% of the corporation's stock, was the During his search for additional investors, Dilip Patel met Dinesh K.
Dilip Patel filed a petition for appeal and assigned error to six different rulings of the circuit court. We awarded Dilip Patel an appeal limited to one assignment of error. In spite of this Court's order that limited the issues in this appeal, Dilip Patel has included in his brief, under the guise of questions presented, assignments of error that we specifically rejected.
We will not consider these so-called questions presented, and we remind counsel for Dilip Patel of their duty to comply with this Court's order. Even though the record in this case is voluminous, we will only discuss those facts that are relevant to the narrow issue presented in this appeal. Deep Enterprises is a Virginia corporation. The ground lease, recorded among the land records in the City of Hampton, permitted the owner of the leasehold estate to use the land and improvements that are the subjects of the lease for a term of 99 years.
An old hotel, which had been closed, was situated on the property that was the subject of the leasehold estate. In late or sometime inRajesh Patel approached Allison, who at that time was an attorney licensed to practice law in this Commonwealth. In the fall ofDeep Enterprises caused two appraisals to be performed on the property. They began to search frantically for additional investors.
As a part of this scheme, Allison created a fictitious letter to lead the English investors to believe that Colonial Downs desired to purchase the ground lease promptly. During his search for additional investors, Dilip Patel met Dinesh K. Bhatt and Nayan K. Bhatt, brothers who were physicians in Martinsville, Virginia. During several conversations, Dilip Patel made the following representations to Dinesh Bhatt.
In the operations segment of the business strategy, what should I incorporate? This is where the explanation of the management of the daily activities will be. It should include insurance coverage, lease or rent agreements and the processes related to the staff and employment.
In the closing statement of the business strategy, what should I incorporate? You should restate the company's objectives and purposes and explain the dedication you have to make your company succeed. Be sure to include the methods you plan to use to reach your objectives. A business strategy, when applied to your company, should include an introduction, details about marketing, financial management, operations of the company, and a closing statement You have to base your decision to start your own business on something other than the desire to be your own boss, such as: You must be able to make plans and continually make the necessary changes and developments as you go.
You will want to set up an environment that is devoted to the professional aspects of your life and even consider a separate office within your home.
You have to base your decision to start your own business on something other than the desire to be your own boss, such as A home based business is affected by many of the same laws that apply to normal companies. You need to speak with a lawyer and the state department of labor to learn which of these laws and regulations will come into play.
You will need to know your city's zoning regulations as well as knowing which products may not be produced from home. Explosives, fireworks, toys, drugs, sanitary or medical products, and poisons are normally outlawed for production based at home.
Other states will not allow the production of drink, food or clothing from home. You may be required to obtain a business bank account, a separate business telephone, a work certificate or license from the state, and a sales tax number for registration and accounting standards. If you have employees, you will be held responsible for social security taxes and withholding their income as well as observing the employee health and safety laws and minimum wage.
A home based business is affected by many of the same laws that apply to normal companies One of the main reasons small businesses collapse is they have a poor cash flow strategy. The most common reason for this is that many small business owners do not have a grasp on basic accounting principles. You should learn the basics to maximize your cash flow. You can either keep cash on hand or in a business bank account in order to take care of the expenses.
This will be enough to allow the company to pay bills, to supply investment capital and to have sufficient funds in case of emergencies.
An operating cycle begins with the buying of inventory, and ends with receiving the payment for the inventory. It keeps track of the transition of assets to cash.
Normally, you purchase an excess of inventory so as not to exhaust your stock as soon as sales are made. Accounts receivable and cash sales will make up your sales.Anand MP Dilip Patel Clash With Police, Video Viral
The normal payment date for accounts receivable is 30 days from the purchase date, which is applicable to both your inventory and products sold. Cash and accounts payable are lessened with an inventory payment is made. The collection of receivables will raise your cash. At this point, the operating cycle and the cash has made a full circle and will start again.
An analysis of the cash flow will demonstrate if the everyday operations produce sufficient cash to reach the obligation and the relation between large expenditures to pay for obligations and large inflows of cash from sales. With this information, it will be apparent if the inflows and outflows of your business have a positive cash flow or a net loss.
Over time, important changes will be seen. A projection of the monthly cash flow will uncover and eliminate any deficiencies or surpluses in the cash flow and show the relations between previous projections and actual figures. A business financial strategy should be changed to allow for more cash when cash deficiencies are discovered.
If a surplus of cash is found, it may be due to excessive borrowing or money that should be invested. The purpose is to construct a strategy to allow a well-balanced cash flow. One of the main reasons small businesses collapse is they have a poor cash flow strategy There are several options for increasing cash reserves: Properly control your accounts receivables and retrieve overdue accounts as quickly as possible.
If you are not aggressive with collection, profits are lost. Having stricter credit standards: With the tightening of credit and terms, more clients are paying for their purchases in cash, which leads to more cash on hand and lowering the bad-debt expense. Although this is beneficial in the short term, it may not be as appealing in the long term.
Less strict credit policies permit more clients to purchase the products or services. Take advantage of the market: A common problem is many small businesses price their products lower than the market and do not make a profit. You should research the product's market, distribution costs and the competition before deciding on prices. Constantly keep an eye on the aspects that play a role on pricing and make adjustments when necessary. Make use of short-term loans: Taking a loan from a financial institution can solve short-term cash flow problems.
The common forms of credit used in these circumstances are revolving credit lines and equity loans. One way to increase the cash flow is to boost sales. Take into account, when a large amount of your sales are credit sales, sales are boosted as well as accounts receivablebut not cash on hand. This causes your inventory to diminish. Due to receivables not being collected until 30 days after the sale, a significant increase in credit sales will diminish the company's cash reserves fast.
There are several options for increasing cash reserves It is important to have sufficient cash on hand to pay for expenses and emergencies.
Cash beyond this should be put in a manageable, low-risk, interest bearing account, like a savings account, Treasury bill or short-term certificate of deposit. It is important to have sufficient cash on hand to pay for expenses and emergencies It is necessary to hire an attorney for some disputes that require a lot of time.
Having an attorney makes you more prepared, but you may also hire one for a significant business transaction. If there is a problem where the court is concerned, it is advisable to hire an attorney. The following should be considered when determining if an attorney is necessary: Is this a difficult legal dispute or will I end up in court?
What is involved in terms of money, property, or time? Positive answers demonstrate the need for an attorney. Does a book exist that will be able to help me so I don't have to hire an attorney? Some problems can be resolved with little help.
Have you looked for non-Lawyer legal resources to help? Certain disputes can be solved without needing an attorney. For example, a living will can be prepared by a non-legal organization such as the American Association of Retired Persons.
There are several organizations that can aid in the process of obtaining a living will form from the state along with information for filling it out. It is necessary to hire an attorney for some disputes that require a lot of time The use of letters and negotiation solves many disputes without the need of an attorney. Arbitration or mediation may also be used. There are legal self-help manuals and conferences that can aid in resolving disputes. Instead of hiring an attorney to fully represent you, only use them for paper review or advice.
Negotiation without a lawyer: This can resolve many small disputes. Many books cover the process of negotiation. Make sure to learn about the legal issues that could be brought up before the negotiation by speaking with a legal hot line or consulting resource.
You can find dispute resolution centers in almost every state. The areas that they commonly focus on are complaints from consumers, rental property disputes, and arguments between neighbors or members of a family.
Mediation consists of a third party who helps the two parties talk about the problems and hopefully reach an agreement. Arbitration is a more formal process where a third party reaches a conclusion after hearing both sides.
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These are the low cost options in comparison to going to court or hiring a lawyer for representation. Each state defines the limits for the amount of damages, which can be filed in small claims court. These are less formal and require less paperwork than normal courts.
You must be prepared to function as your own lawyer in small claims court, which involves compiling evidence, investigating the law and making your story known in court. The use of letters and negotiation solves many disputes without the need of an attorney Speak with friends, relatives, clergymen, social workers or your doctor for their opinions. You can also use the referral lists that are compiled by the Bar Association. Pay close attention to the specialty area in the Bar Association lists, as many attorneys work in different areas.
A lawyer that is a part of one of the organizations may have just what you are looking for. Make use of referral services for particular groups for example, people with disabilities, elders or victims of domestic violence.
If using the referral service, ask for details on how the lawyers were selected. Many referral services use lawyers who are members of a certain organization. The court and your bank can be great referral sources as well as the yellow pages. After the list is compiled, spend time with each of them and slowly eliminate attorneys. Speak with friends, relatives, clergymen, social workers or your doctor for their opinions Before beginning a consultation, the following questions should be asked: Is the first consultation free?
How long have you been an attorney? Do you have a lot of cases that are like mine? Try to find an attorney that has experience in your problem area.
Are there references, such as trust officers in banks or other attorneys that I can contact? Are there any clients or special-interest groups that you work for that may cause a conflict of interest?
Can we make a fee agreement? May we discuss the fees? Is there anything in particular that I should bring to the first consultation? Make sure to consult with at least two of the attorneys from your list. There is no need to be embarrassed about choosing the best attorney or changing appointments with an attorney after all investigation is complete. It is now time to interview the possible attorneys.
Make sure to have a brief summary of the case at hand as well as general questions to ask the attorney. There are two objectives for meeting with the attorney: Before beginning a consultation, the following questions should be asked The basic rate for legal services depends on location.
Based on your knowledge of the fees, a "fair" fee should be selected. Here are a few factors that play a role in the decision: What can you afford? Is this a routine case or do I need someone with special experience? What is the going rate for the attorneys in my area? What can I take care of without the attorney? The following are basic fee agreements in use by attorneys: There is a specific total that will be charged for work on your case.
Make sure to ask if copies, transcribing and other expenses are included in this rate. This is normally offered only if the case is simple or routine.
Litigation is not usually a flat fee, but an attorney can give you a fair estimate beforehand. A rate will be charged for each hour or part of the hour that the attorney works on your case.
Some rates may vary depending on whether they are hours spent in court or doing investigation and preparation. If you decide on an hourly rate, find out how much expertise the attorney has in your particular problem area. Someone who is less experienced will need more hours to complete the work, even though the hourly rate is lower. The size of the firm also affects the price.
Smaller firms and urban lawyers usually charge a higher hourly rate than lawyers in rural areas and large law firms charge the most. Find out what is included in the hourly rate. Will you be charged for other staff members time put into the case and if so, how? Are there any other expenses that I will be billed for besides the hourly rate?
The final amount owed is based on the amount awarded in the case. In this scenario, if you lose the case, the lawyer does not receive anything besides expenses. This is normally one-third of the total. Find out if the fee will be calculated before or after expenses are taken into account.
This can make a significant difference in the amount of the fee. The basic rate for legal services depends on location Bear in mind that attorney fees are usually negotiable even though you will not be asked to bargain over the fees. The following are a few tips to make sure you save the most money possible: Shop around for flat fees on routine cases. Discuss the method of billing for hourly rates.
To avoid problems, have a written agreement stating the fee agreement as well as what is involved. Find an attorney with the qualifications necessary for your case. The majority of legal work is fairly routine. Knowing what form needs to be completed and then who to file that with plays a large role.
Propose to help with the workload. Use the lawyer as the middleman. If you only need a letter written to the opposing party, some attorneys will negotiate a lower fee. Work the lawyer as your coach. Hire a lawyer to guide you and review documents and letters that you prepared and signed if you would like to represent yourself in court pro se.
Select an attorney that specializes in your particular case. Always arrive prepared to lawyer meetings. The more information you have at hand means less time that the lawyer needs to spend looking for that information. Be forthcoming with your attorney. To save time and money, make sure the attorney knows all the pertinent facts as soon as possible to reduce the need for more investigation.
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If factors change, inform your lawyer immediately. This can possibly save the lawyer's time or keep the lawyer from working on the case in the wrong direction. Be prepared when having contact with your lawyer. Ask all questions in one call. When you receive a letter or information in writing, pass it on to other staff members instead of contacting the attorney, unless you have a specific need.
Pay close attention to invoices. Ask that you receive an invoice regularly. This applies to all types of fee agreements including a contingency fee.
If you have a question regarding any of the items, you should immediately speak with your attorney. Bear in mind that attorney fees are usually negotiable even though you will not be asked to bargain over the fees The employer must pay for certain legal benefits and insurance coverage such as Social Security, unemployment insurance and worker's compensation. The money for the Social Security program comes from payments made by employers, employees and self-employed persons to an insurance fund that will provide income after retirement.
At the age of 65, full retirement benefits usually become available. There are other aspects of Social Security that deal with survivor, dependent, and disability benefits, Medicaid, Supplemental Security Income and Medicare. Benefits for unemployment insurance are to be paid under the laws of individual states from the Federal-State Unemployment Compensation Program. Contributions to the program include payments made by the employer, based on the total payroll.
The purpose of worker's compensation is to provide benefits to workers who are disabled due to an illness or injury while at work. The coverage and benefits vary by state. In the majority of states, private insurance or employer self-insurance will provide the coverage necessary. Short-term disability benefits are governed by the state also.
Health insurance, disability insurance, life insurance, a retirement plan, flexible compensation, and leave are often included in a comprehensive benefit plan. An employer may choose to offer such benefits as bonuses, reimbursement of employee educational expenses, service awards, and perquisites appropriate to employee responsibility.
You need to determine what you are willing to pay for this coverage before implementing a benefit plan. It might be a good idea to consult employees as to what benefits they are seeking.
For example, is a retirement plan more important than a medical plan? Another decision is whether you will protect your employees from current economic hardships or in the future. The last step is deciding who will manage the plan, you or an insurance broker.
The employer must pay for certain legal benefits and insurance coverage such as There are two options: An indemnity plan or insurance permits each employee to decide their own doctor.
The employee will pay for the medical care and then file a claim with the insurance company for reimbursement. There are deductibles and coinsurance as well. With coinsurance, a percentage of the medical expenses are paid by the employee and the remaining are covered by the plan.
There are three common indemnity plans that give health care to groups of employees: This offers a broad range of health care providers. There are no obligations to use the PPO providers, but there are strong financial incentives. The PPO providers normally receive payment from the insurers directly.
Health care that is provided through a network of hospitals and doctors is a health maintenance organization HMO. The benefits usually include preventative care, such as physical examinations, weight control and stop-smoking programs, baby care and immunizations.
The most common characteristic of HMOs is that the primary care provider is limited to only one doctor within a network, although there is usually a variety to choose from. Outside of the network of hospitals and doctors of the HMO, there is no coverage. Due to the limited choices, the costs are lower. The payment for the HMO premiums are fixed and per employee.
A small co-pay is due for the medical services, and no reimbursement is necessary. Health care that is provided through a network of hospitals and These defer from worker's compensation as they pay benefits for non-work related illness and injury, and can be either short-term or long-term. The benefits are typically paid for a maximum of 26 weeks and begin on either the first or the eighth day of disability.
The benefit level is dependent upon the employee's salary and will range from 60 to 80 percent. Long-term disability LTD commences after the conclusion of the short-term benefits. LTD benefits then continue for the entire length of the disability or until the date of normal retirement. This is also a percentage of the employee's salary, typically between 60 and 80 percent.
Social Security disability normally offsets these benefits - if an employee qualifies for the Social Security disability benefits, they will be subtracted from what the employer has paid. The beneficiaries of an employee may collect death benefits from life insurance if the employee dies during their working years. The two main kinds of life insurance are: Survivor income plans that provide regular payments to survivors Group life insurance plans that will provide lump-sum payments to beneficiaries The most popular plan has group term life insurance, protection provided by one-year, renewable, with no cash surrender value or paid-up insurance benefits.
The beneficiaries of an employee may collect death benefits from life insurance if Self-insurance means the business will pre-determine and pay a portion or all of the expenses of employees in ways similar to traditional health care providers. The funding comes from a trust or reserve account. A portion of the cost may be paid through premiums, as is common in health care plans.
A kind of coinsurance purchased by the company is called catastrophic coverage given through a "stop loss" policy. The company can manage this directly or it can be done through a contractor.
Self-insurance means the business will pre-determine and pay a portion or all of With a "cafeteria plan", money which would normally be used as taxable salary is used, normally tax-free, for services that are necessary like health or child care. This saves the employee income and Social Security taxes. In addition, the salary used in the cafeteria plan isn't subject to Social Security tax on the employer. The employee has the choice from several levels of supplemental coverage or different benefits packages.
With a "cafeteria plan", money which would normally be used as taxable salary is used A crucial aspect of your business success depends on thorough and accurate financial record keeping. Accurate records help to provide information to operate efficiently as well as allow you to identify all your business assets, liabilities, income and expenses.
This data will help you locate both strong and weak cycles of your business. It is necessary to keep good records to prepare current financial statements like income statements and cash flow projections. They will also help you maintain a good relationship with your banker. The records will even ensure you don't overpay or underpay your taxes.
During an Internal Revenue Service audit, it is crucial to have good records in order to properly answer the questions and satisfy the IRS. Financial records should demonstrate how much income you are currently making as well as what you expect to generate in the future.
They will indicate the number of accounts and their balances in accounts receivable. They will also inform you of what you owe in terms of utilities, rent, merchandise, and equipment, and even expenses such as advertising, payroll, payroll taxes, equipment and facilities maintenance, and benefit plans for yourself and employees. Good records will show how much cash is being used for inventory and how much is on hand. They should also indicate which of your products are making a profit as well as your gross and net profit.
The Basic Record Keeping System This should include a basic journal to record transactions, payroll records, accounts payable records, accounts receivable records, inventory records and petty cash records. With the help of an accountant, you can develop an entire system that fits your business needs.
They can teach you how to update these records regularly. The records will become the base for your financial statements and tax returns. A crucial aspect of your business success depends on thorough and accurate financial record keeping First, you need to have a clear understanding of your company's short and long-term goals. Consider the disadvantages and advantages to a computer, as well as what you want to achieve with a computer. Look at the best non-computerized system that you can develop in comparison to the computer system you are considering.
It is possible to achieve your goals by improving your existing manual system. Just remember, no one can automate a business without first creating and optimizing the manual systems.
Computer Performed Business Applications Maintaining transaction records and preparing statements and reports to keeping customer and lead lists, creating brochures, and paying your staff are a few of the capabilities that can be done by a computer. A thorough computer system can organize and store many similarly structured pieces of information, print information quickly and accurately, perform complicated mathematical computations quickly and accurately, facilitate communications among individuals, departments and branches, and connect the office to many sources of data available through larger networks.
It can also restructure such manual business operations as payroll, accounts receivable, inventory, advertising, and planning. A computer can improve efficiency, decrease errors, and lower costs.
Computer Business Applications Computers also have the ability to do more complicated operations, such as spreadsheet and accounting programs that compile statistics, plot trends and markets and complete a market analysis, modeling, graphs and forms and financial modeling programs that organize and analyze financial statements.
Several word processing programs produce typed documents and provide text-editing functions, while desktop publishing programs allow you to create good quality print materials on your computer. To divide large projects into smaller, more easily managed segments or steps you can use the critical path analysis programs. First, you need to have a clear understanding of your company's short and long-term goals Selecting the right programs, choosing the right equipment and implementing the diverse applications are factors to consider when you computerize your business.
There are three common types of software. Compilers and interpreters translate programs that are written in human-readable programming language to the computer language that the CPU understands. The operating system software controls the individual components of the computer. The computer generally comes with system software which must be loaded into memory before the application can start.
Software for specialized functions such as accounts receivable, payroll check writing, posting or inventory reporting are usually purchased separately from the computer hardware. In order to determine your needs, make a list of all the functions of your company where speed and accuracy are important for mass amounts of data. These are referred to as applications. Prepare a list of all the reports that you are currently producing for each of these applications.
Make sure to include any preprinted forms such as vouchers, checks or billing statements. If these forms don't already exist, come up with a good idea of what you want. List the frequency with which each report is to be generated, who will make it and the number of copies necessary.